How to set and keep personal financial goals regardless of what life stage you are in you are likely to have some short and long term personal financial goals setting tangible and realistic goals following them and tracking your progress is the key to success in achieving all of your financial goals. Here are five steps to setting financial goals so that you reach your destination step 1 figure out what matters to you before creating a financial plan you need to understand your goals of course most of us want to save for retirement and if you have children youre likely thinking about a college savings plan. Its simply a matter of setting good financial goals and having a concrete plan as to how you will achieve them once that plan is established and working toward those goals becomes part of the habits that make your life what it is achieving financial independence can almost seem as if its happening on automatic pilot. Developing a financial goals chart is a good way to begin this process here are the five steps you should follow in order to set up your goal chart write down one personal financial goal it should be specific measurable action oriented realistic and it should have a timeline. Students of personal achievement have long known that the ability to set and achieve goals is one of the most important if not the most important factor limiting or facilitating success when it comes to financial success learning how to set and achieve financial goals is clearly your key to success
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